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| Image by Nattanan Kanchanaprat from Pixabay |
15 Ways To Save Money
Every day we are bombarded with messages telling us how to save money. Zero percent down, half dead and two for one are the usual announcements blasted at us via television, radio, and billboards.
In fact, while these advertisements are tireless, very few of these will actually save us money.
Quite the opposite, they are designed as a call to action to take your credit card and spend, spend, spend!
Can you spend wisely and have more savings? Yes you can. But, you need to train yourself to be a disciplined buyer and learn to be a smart saver.
The “Top 15 Ways to Save Money” is what you need to identify areas that can actually save you significant money. Study:
- How to save on insurance
- How to save on car loans
- How to save a mortgage loan
- How to save on credit cards
- How to save gasoline
- How to save on car repair
- How to save on home repairs
- How to save heating and home energy
- How to save on phone service
- How to save on major equipment
- How to save on discount furniture
- How to save clothes
- How to save on food ingredients
- How to save on vacation
- How to save on prescription drugs
When you buy on sale, you usually save more but there are other nuances to consider.
Saving money isn't just about buying at a sale. You need to educate yourself about how to save money not only on "big" purchases but also on day-to-day expenses. The “Top 15 Ways to Save Money” take that into account.
Take control of your money and make a commitment to get rid of debt in line with "Top 15 Ways to Save Money". Saving money on future purchases goes hand in hand with knowing where you haven't saved in the past.
There's no reason to continue to pay dearly for the things you need when alternatives exist. Saving money on everything you buy allows you to invest additional money each month.
Start with a good budget that cuts unnecessary expenses and reduces your expenses so you can save more each month. Even though you're only saving $ 20 per month, that means over $ 200 that you wouldn't have otherwise earned! Put that $ 240 in your savings account or use it on another budget item.
Every dollar you save helps balance your budget. Helping you live within your means. Don't spend more than you have. Nothing is more basic!
A tip to remember is to ask yourself these related questions, while you are shopping:
1. Is this item I really need?
2. Do I already own one of these items?
3. What are the payment hours for this item?
4. Again, do I really "need" this item or do I just "want it?"
